Entitlements

I’m going to say it one more time–people who have given a portion of their hard-earned money over a lifetime are entitled to receive Social Security and Medicare benefits. No one is looking for a handout! They’re called entitlements because people are entitled to receive a little (and it is a little) bit back for their hard work.

Social Security does not contribute to the deficit, period. It is a trust fund. It has nothing to do with the budget or the deficit. In spite of Congress raiding this trust fund over the years, a fund which incidentally should be untouchable, according to AARP, the fund is projected to reach $4.3 trillion by 2023.

Just as the baby boomers are becoming eligible to collect, remember they represent the large working class that contributed to the fund while they worked. Those surplus funds were invested in U.S. Treasury bonds. If anything, the boomers contributed even more for the welfare of our nation just by their sheer numbers. The government should keep its promise to retirees, just as it would to any other investors.

Thomas Jefferson Said

Evidently, Tom knew what he was talking about!

“If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered… I believe that banking institutions are more dangerous to our liberties than standing armies… The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.” – Thomas Jefferson

Entitlements

What do you figure the word “Entitlements” stands for?

Maybe it means old people feel they are entitled to receive money from the government after they reach a certain age.

Or maybe it means after people work their entire lives and contribute money to Social Security and Medicare that they are entitled to receive some of their money back after they retire.

Either way, where do these old folks think all this moolah is coming from? Can the federal budget be balanced while these freeloaders siphon off tons of cash from the government?

Here are the facts. Read carefully so this sinks in.

Social Security is NOT part of the budget. It sits in a fund that was set up when Social Security was created. (That is unless the government hasn’t misappropriated the money to use for other purposes. I remain hopeful that hasn’t happened, but maybe I’m an optimist.)

According to Paul Owens writing in the Orlando Sentinel on May 6, 2011 … Congress has been raiding the Social Security trust fund for years… To read his entire article go to Orlando Opinionators.

Over the years, Social Security has collected more money than it has paid out. The surplus funds have been invested in U.S. Guaranteed Treasury Bonds. AARP states that in 2009, the trust fund had $2.5 trillion in bonds, earning 4.9 percent interest.

Perhaps the finger-pointing should be aimed at Congress — not at Entitlements.

Cherry Vanilla Ice Cream – A Disappointment

I remember the days when I had no choice. If I wanted cherry vanilla ice cream, I’d pass all the other brands and head straight to the Breyers section. No  question. Breyers has always been about $1.00 more than the other brands, but it was worth it. I always say, if you’re willing to swallow the calories, they should me A #1 calories.

Of course I’m talking about the days before Cherry Garcia. It seems while I wasn’t paying attention, the quality of all the Breyers ice creams were being cheaped-down, while Ben &  Jerry were using top quality ingredients in their ice creams. This has become my dilemma.

Do I eat less ice cream, because Ben & Jerry’s ice cream is a whole lot more expensive? Or do I accept the fact that Breyers ice creams have become mediocre, but are still pretty good in comparison to other cheaper brands?

This certainly isn’t the most pressing dilemma in the world, but it’s one I at least have control over. What do you think?

Pensacola Beach After the BP Oil Spill

Photo from

How sad! And the oil is still gushing. It’s like the Exxon Valdez all over again–only this time on a daily basis.

A lot of people and politicians are asking why the well can’t be blown up.

From Rep. Phil Gingrey

“For the life of me, I can’t understand why BP couldn’t go into the ocean floor, maybe 10 feet lateral to the — around the periphery — drill a few holes and put a little ammonium nitrate, some dynamite, in those holes and detonate that dynamite and seal that leak. And seal it permanently,” Rep. Phil Gingrey (Ga.) said earlier this month.

Could it be BP is more worried about their bottom line? Do you think they care nothing about people or nature?

Oh, forget I wrote that. No one could be that greedy.

Key West, Florida

If you make it to the southernmost point in the U.S., you’re in Key West.

Okay, there’s beaches. I didn’t realize I gravitate to beaches, but it appears I do, since many of my favorite places are near water. But there’s more to Key West.

Read more and pack your bags

My Job Was Eliminated

I have been eliminated–not laid off with the hope of being rehired. No, I am an eliminated entity. That’s like erasing all the writing from a chalkboard with one sweep of an eraser. One minute there’s something there; the next minute it’s gone.

The thing is, one doesn’t know what to do with oneself when the alarm doesn’t go off. I remember all those mornings when that annoying alarm sounded and all I wanted to do was catch another 20 minutes of sleep. Now, for some reason, I don’t crave the sleep. I get up like always, but I have no place to go.

After several days of thinking and analyzing and speaking to my family, I have decided to move in with my daughter. We will be three generations in one house. That has spawned much discussion among my friends and acquaintances.

Many families, not just mine, are merging together out of necessity. I didn’t realize that while I was still employed, but it appears families are circling the wagons. They have run out of other choices.

In some instances, it is a good thing. My ophthalmologist has opened his doors once again to his son, and his nephew, too, is having a hard time finding another job. He is expecting to find him on his doorstep any day now, as well. However, he welcomes the opportunity to help both boys through this crisis and believes he will come to know each of them a little better because as he puts it, ” I only know the boys as they once were, not as the adults they have become.”

I think my decision to join my family will also be a good one, but I know there are many family situations that are not conducive to combining generations in one home.

I just had a discussion with a friend five minutes ago, while I was writing this post as a matter of fact, who is not looking forward to what the near future has in store for her. Her mother-in law and brother-in-law are preparing to move into her home. She is forced to give up space that she worked hard to create for herself and her husband over the years. That may not sound like much, but it’s huge. Furniture put into storage to make room for other furniture being moved in. Drapes to be hung in a sun room that will now be used as a bedroom, no longer a place of refuge. She views this turn of events as an end of her peace and comfort, something she craves when she comes home from work. The fact that she is forced to give all of this over to people she doesn’t particularly care for, but who she is obligated to help in their time of need, makes it all the more an enormous struggle. Yet, she will do it because she loves her husband.

I think depression will be the likely result for those who are forced to join together and make unwanted and unforeseen changes in their lives. What a pity. What to do? What to do?

Good For The Waistline-Good For The Pocketbook, Too

It’s time to cut out some of the fast food drop-ins on your way home from work. Notice I say some, because there are days when you’re just too tired to cook, or you don’t have time to cook, or you’ve got to have a greasy cheeseburger, no matter what!

On those days when there’s no getting around it, be prepared. It doesn’t have to be a fast food burger. I buy a pound of ground beef, but instead of freezing it, I shape it into four burgers (very simple–nothing whatsoever added to it). Those individually wrapped burgers are always in my freezer. I freeze burger buns, too. Instant meal!

And if you want to make it healthier, smother every burger with tomato, lettuce, pickle, onion and a little cheese. The more lettuce, the better. It adds crunch.

Another thing you might want to consider is, once the kitchen is cleaned after dinner, put up the “Closed” sign. I don’t mean literally, but I remember my mother wiped and dried her kitchen sink. She shined the faucet and folded the towel and, believe me, you didn’t mess up her sink after that. It was her way of closing the kitchen for the night. It was a good policy. No one in our family had a weight problem back then.

And, incidentally, if you want to read a book about losing weight the fun way, try reading a book written by Janice Taylor titled All Is Forgiven, Move On. I mention her book because one of her suggestions is to close your kitchen at 9:20 p.m. every night.  My mom was doing that back in the 50’s.

Janice also has some nifty charts, some great recipes and motivation ideas for getting healthy and staying that way.

You might also want to visit Janice’s site http://ourladyofweightloss.com/ It’s an interesting read.

6 Ways To Beat The Cost Of Groceries

1. Don’t throw those leftover veggies in the garbage. Save them in a large container in the freezer. Keep adding to it. Leftover beef and chicken can be collected in the same container. Chop meat into cubes before adding. When the container is full, dump it into a pot of broth (chicken, beef or vegetable). Better still use some low-sodium bouillon cubes. It’s such a healthy meal, you don’t have to feel guilty about serving it with a big loaf of Italian or French bread.

Click Here For More Suggestions

10% Ethanol Added To Your Gas – Lovely

Have you noticed whether your gas station is putting ethanol in their gas? Have you noticed that your gas mileage has decreased?

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Why More Americans Are Working Past Age 55

That was the title of a recent article in Charles Schwab’s investment magazine, which the company sends out to its investors. They could’ve changed the age to 62 or 65. The answer would be the same, but it took them more than 200 words to say medical insurance costs are outrageously high even if you’re old enough to be covered by Medicare.

And the article also noted:

“Many older workers saw their retirement portfolios balloon during the late 1990s bull market and opted to retire early. However the bursting of the technology-fueled bubble and the resulting bear market between 2000 and 2002 dramatically devalued those new retirees’ portfolios. Subsequently, some Americans who had taken early retirement found they had to return to work.”

There was no mention of the fact that even with the new drug plans, retirees still can’t afford to buy all the drugs they need.

And think about this–many senior citizens didn’t save a dime while they were younger. So, the answer to the question, why are they still working? They have to!

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